IURA Neighborhood Investment Committee

Ithaca Urban Renewal Agency 108 East Green Street Ithaca, New York 14850 (607) 274-6565 AGENDA IURA Neighborhood Investment Committee (NIC) 8:30 am, Friday, August 11, 2017 Third Floor Conference Room City Hall, 108 E. Green St., Ithaca, NY 14850 I. Call to Order II. Changes/additions to Agenda III. Public comment IV. Review of Minutes – July 14, 2017 V. New Business 1. INHS CHDO‐eligible project at 828 Hector —resolution VI. Other Business 1. IURA Grant Summary 2. Staff Report a. Action Plan Submission b. Assessment of Fair Housing c. Update on Funded Project(s) from Current Program Year i. Spencer Road Sidewalks ii. Catholic Charities Security Deposits 3. Next meeting date: September 8, 2017 VII. Motion to Adjourn If you have a disability and require accommodations in order to fully participate, please contact the IURA at 274‐6559 at least 48 hours prior to the meeting.  Approved: X/X/17 Ithaca Urban Renewal Agency 108 E. Green St. Ithaca, NY 14850 (607) 274-6565 DRAFT MEETING MINUTES ITHACA URBAN RENEWAL AGENCY (IURA) Neighborhood Investment Committee (NIC) 8:30 AM, Friday, July 14, 2017 Third Floor Conference Room, City Hall, Ithaca, NY Present: Karl Graham, Chair; Tracy Farrell, Vice‐Chair; Fernando de Aragón; Teresa Halpert; Paulette Manos Staff: Nels Bohn; Anisa Mendizabal Excused: None Guests: Joe Bowes, Director of Real Estate Development, Ithaca Neighborhood Housing Services (INHS) I. Call to Order Chair Graham called the meeting to order at 8:32 a.m. II. Public Comment None. III. New Business 1. Request to Discharge Mortgage at 356 Floral Avenue The INHS Mortgage Discharge Request was discussed as the first item of business. Mr. Bowes described the reason for the request: INHS plans to rehab several units that INHS owns around the City, including the property at 356 Floral Ave. This property has HOME mortgage that is to be forgiven in three years. INHS has applied for financing for the rehabilitation work, but cannot close on financing with a HOME mortgage on the Floral property. Thus, INHS has made the request to discharge the mortgage early while keeping affordability and rent restrictions on the property. Bowes further explained that the State of New York, which would finance the rehabilitation projects, will put its mortgage on the property. The State’s mortgage has an affordability period of 50 years. De Aragón asked what “discharge” means in this context and Bowes responded that “discharge” means “forgive.” Bohn stated that the property’s deed and other restrictions would still be in effect. Halpert asked if affordability, under the HOME mortgage was going to end in 3 years. Bohn responded that yes, it would, so this new situation allows longer affordability.  Graham asked if IURA’s attorneys had reviewed the request. Bohn responded that IURA attorney(s) would review the request if the committee approves the request and refers it to them. Manos stated she would like additional language added to the resolution, indicating that the regulatory agreement on the property would remain 9/26/21. Moved by Halpert with changes indicated, seconded by de Aragón. HUD Entitlement Grant Program – Discharge of INHS Mortgage at 356 Floral Avenue (2004 HOME, project #3, Floral Avenue Rental Housing Rehabilitation) WHEREAS, the Ithaca Urban Renewal Agency (IURA) has been designated by the City of Ithaca as the Lead Agency to develop, administer and implement the HUD Entitlement grant program, including funds received through the Home Investment Partnerships (HOME) program, and WHEREAS, Ithaca Neighborhood Housing Services, Inc. (INHS) was awarded HOME funding for IURA Project #3, “Floral Avenue Rental Housing Rehabilitation” #M‐04‐MC‐36‐0515 in the City of Ithaca’s 2004 Action Plan, and WHEREAS, on 12/22/05 the IURA issued a HOME deferred loan of $300,000 to INHS to convert a vacant building located at 356 Floral Avenue into a six‐unit affordable rental housing project subject to a 15‐year HOME affordability period that expires on 9/26/21, and WHEREAS, on July 7, 2017, Ithaca Neighborhood Housing Services, Inc. (INHS) submitted a request to discharge of the mortgage associated with 356 Floral Avenue as a necessary step in order to begin its Scattered Site Rental Preservation Project, which will renovate the apartments and retain affordability for 50 years, and WHEREAS, discharging the mortgage does not release INHS from continuing to comply with the affordability requirements contained in the loan agreement or terms of the promissory note that will remain in place until 9/26/21, and WHEREAS, at its July 14, 2017 meeting, the IURA Neighborhood Investment Committee reviewed this matter and recommends the following; now, therefore be it RESOLVED, that the IURA hereby authorizes the IURA Chair, subject to review by legal counsel, to discharge the IURA mortgage held on t 356 Floral Avenue upon the closing of financing for INHS Scattered Site Rental Housing Preservation Project , and be it further RESOLVED, the existing regulatory agreement, promissory note and deed covenant contained in the IURA loan agreement requiring affordability shall remain in effect through the remaining affordability period that expires on 9/26/21, and be it further RESOLVED, that INHS shall be responsible for any 3rd party costs incurred by the IURA to implement this resolution. Carried Unanimously 5‐0. 2. INHS CHDO Application The Committee reviewed the INHS Community Housing Development Organization (CHDO) application. There were questions about the format of CDHO Board Composition 2  Chart and about whether the income range of some neighborhoods had changed. Bohn stated that according to the American Community Survey (ACS) FY 2016 Low/Mod Income Individuals Estimates by Block Group, Fall Creek and the Northside Triangle qualify as low‐ moderate income, though since the requirement is 51%, Southside/Titus Flats/Lower West Hill at .5099% no longer does. ACS is collected annually from 2% of the population. Ferrell requested staff bring a map indicating neighborhood income levels to next meeting. Graham noted the questions about the chart format notwithstanding, the Board Certification included met the criteria. Moved by Manos moved, seconded by Halpert: HUD Entitlement Grant Program – 2017 Designation of INHS as a CHDO WHEREAS, the Ithaca Urban Renewal Agency (IURA) has been designated by the City of Ithaca as the Lead Agency to develop, administer and implement the HUD Entitlement grant program, including funds received through the Home Investment Partnerships (HOME) program, and WHEREAS, grant recipients under the HOME program are termed Participating Jurisdictions (PJs), and WHEREAS, PJs must reserve not less than 15% of their HOME allocation for investment in housing to be developed, sponsored, or owned by Community Housing Development Organizations (CHDOs), and WHEREAS, each PJ must identify annually CHDOs that are capable of carrying out projects to address priority housing needs identified in the Consolidated Plan, and WHEREAS, a CHDO is a specific type of community‐based nonprofit organization as defined in 24 CFR §92.2, and WHEREAS, a CHDO automatically qualifies as a Community Based Development Organization (CBDO) per 24 CFR §570.204(c)(1)(iii), and WHEREAS, a PJ may use HOME funds to provide special assistance to CHDOs, including:  Project pre‐development loans;  Operating assistance;  Use of HOME project proceeds;  Capacity‐building assistance; and WHEREAS, on July 11, 2017, Ithaca Neighborhood Housing Services, Inc. (INHS) submitted materials documenting their qualification and requested renewal of their designation as a CHDO and CBDO by the IURA, and WHEREAS, at its July 14, 2017 meeting, the Neighborhood Investment Committee of the Ithaca Urban Renewal Agency compared submitted materials against CHDO & CBDO criteria and recommends the following; now, therefore be it RESOLVED, that the IURA, acting in its capacity as the Lead Agency for the Participating Jurisdiction of the City of Ithaca, hereby renews its designation of Ithaca Neighborhood Housing Services, Inc. as a CHDO and CBDO for the 2017 Action Plan. 3  Carried unanimously, 5‐0. IV. Review of Minutes: June 9, 2017 Moved by Halpert, seconded by De Aragón. Unanimously approved as written. Carried unanimously 5‐0. V. Other Business A. IURA Grant Summary The City received HUD’s FY17 award letter at the end of June, which included reductions to anticipated funding. Materials created by Bohn to reflect changes to the 2017 Action Plan Funding Projects were distributed. The CDBG award was 2.6% lower than anticipated while the HOME award was 16% lower than anticipated. Additionally, Lakeview Ithaca notified IURA staff to decline the awarded funding for 2017. As discussed in June, the Lakeview Ithaca housing project encountered obstacles associated with the Uniform Relocation Assistance and Real Property Acquisition Act requirement associated with the HOME funding for the project. Lakeview Ithaca found the financial and administrative burden of complying with this rule and timeframe too great, though Lakeview plans to continue with the project without IURA funds and also intends to assist tenants with relocation. A substantial amendment to the 2017 Action Plan is necessary to redistribute funding awarded to Lakeview Ithaca (originally $50,000; revised $43,708.16) among the other awardees. Farrell moved to propose the substantial amendment to reallocated funding awarded to Lakeview to restore anticipated funding to other HOME‐assisted projects included in the Action Plan. De Aragón seconded. Carried unanimously 5‐0. B. Assessment of Fair Housing (AFH) Mendizabal reported on progress on AFH: The 2nd Amendment to the Citizen Participation Plan was passed by the Planning and Economic Development Committee of Common Council on 7/12/2017. The AFH Mapping Tools where posted to IURA website on 6/30/2017. Mendizabal distributed a list of Stakeholder Consultations and outreach completed to date. Karen Baer of the Tompkins County Office of Human Rights, Kathy Schlather of Tompkins County Continuum of Care, and Alicia Plotkin of Law‐NY have agreed to join the Stakeholder Advisory Group. Mendizabal is recruiting for other members. Graham offered to forward her request to Community Leaders of Color (CLOC). Mendizabal has sent preliminary materials to Stakeholder Advisory Group for feedback. Mendizabal has identified models from other communities to draw questions from for focus groups and online survey. The online survey is considered a form of consultation, it is not scientific. Committee Members requested information about questions; Mendizabal will forward models to them. Halpert commented that it would useful to develop a question regarding service animals. Mendizabal replied that she would look for models and ask the Stakeholder Group. Mendizabal had anticipated holding a public meeting the week of July 10; instead this will be scheduled when questions are finalized. A pop‐up survey/resident interview opportunity has been scheduled for the Spencer Road Neighborhood Association Block Party on Sunday, 7/13/2017. Committee 4 Members were interested in whether other Neighborhood Associations had been contacted. Mendizabal reported, that yes, Fall Creek had also been contacted but she had not heard back from them, and that the list of Neighborhood Associations on City’s website seemed to include several that seemed to be defunct. Committee members offered suggestions. C. Staff Report 1. CHDO Set Aside Proposal INHS has submitted a proposal to purchase and renovate an existing home at 828 Hector Street for sale to a low/mod income homebuyer. This project would qualify for CHDO set‐ aside funding. The proposal was distributed. De Aragón noted that the proposal included boiler replacement. He wondered if INHS has considered heat pump technology, which can reduce utility costs dramatically and be upgraded to solar. Halpert asked if it was known whether asbestos or other HAZMAT would need remediation and whether there had been an inspection. Other repairs itemized on the Scope of Work were discussed. Bohn explained that the project aims to complete high‐cost repairs to ensure that a low‐ to‐moderate income homeowner does not need to incur them. Once completed, the property would go into the Community Housing Trust. Graham disclosed that he is an employee of Alternatives Federal Credit Union (AFCU) from which INHS would acquire the property, where it is in foreclosure. This is the first he has learned of the project; he will determine whether there is a need for him to recuse himself from decision‐making on it. The Committee directed staff to seek answers from INHS to the questions asked. Committee Members indicated they would visit the property independently and continue discussion at the August meeting. 2. 2017 Action Plan Manos asked about time frames for the Action Plan, AFH, and Consolidated Plan, given the reduction of available funding. The AFH must be completed by November 4, 2017, 270 days before the submission of the next Consolidated Plan, which is due in 2018. Bohn also explained that HUD notified PJs that they must wait for award letters before submitting Action Plans and, once distributed, further notified PJs that they could not extend the deadline of 8/16/2017 for Action Plan submission. Staff will submit the 2017 Action Plan next week, which will be followed up with a proposed substantial amendment to Common Council. The amendment will then also be submitted to HUD. 3. Miscellaneous a. Farrell commented that she would like to hear a brief report on 1‐2 funded projects per meeting, in order for the NI Committee to stay updated on how programs are progressing. Mendizabal stated that she visited the job readiness and placement programs supported by IURA recently. HETP held graduation in June and thanked IURA for funding; HETP has opened application process for its next cycle. Mendizabal will prepare brief program reports in the future. b. Amendment to Staff Report: Bohn reported that the City submitted its application for the Governor’s Downtown Revitalization Initiative (DRI). Graham asked how proposed projects were identified. Bohn replied that Downtown Ithaca Alliance (DIA) took the 5  lead updating last year’s proposal, with input from City staff. Director of Planning and Building Joann Cornish and IURA brought in Green Street Parking Garage and HETP. VI. Motion to Adjourn The meeting was adjourned by consensus at 9:52 a.m. Prepared by A. Mendizabal, reviewed by N. Bohn. 6 Proposed Resolution IURA Neighborhood Investment Committee August 10, 2017 INHS CHDO Set-Aside Project at 828 Hector Street (FY17 Action Plan) Whereas, the Ithaca Urban Renewal Agency (IURA) has been designated by the City of Ithaca as the Lead Agency to develop, administer and implement the HUD Entitlement grant program, including funds received through the Home Investment Partnerships (HOME) program, and Whereas, on July 12, 2017, Ithaca Neighborhood Housing Services, Inc. (INHS) submitted a project proposal requesting a development subsidy of $41,348 for an estimated $238,041 project for acquisition, rehabilitation, and resale as an affordable home to first-time, low-to-moderate income homebuyers an existing home at 828 Hector Street, Ithaca, NY, and Whereas, the HOME program requires each grantee to reserve 15% of the HOME allocation for investment only in housing to be owned, developed or sponsored by Community Housing Development Organizations (CHDOs), and Whereas during development of the 2017 Action Plan no eligible CHDO set-aside projects were received in response to the public call for funding proposals, and Whereas, the City of Ithaca’s adopted 2017 Action Plan established a CHDO reserve project, equal to 15% of the HOME award, to fund a CHDO set-aside activity, and Whereas, (INHS) is the only 2017 designated CHDO in Ithaca, NY, and Whereas, the 828 Hector Street project qualifies as a CHDO set-aside activity, and Whereas, the mandatory CHDO set-aside reserve equals $41,348.00, and Whereas, at their July 14 and August 10, 2017 meetings, the Neighborhood Investment Committee of the IURA has reviewed this proposal for its appropriateness, and recommends the following; now, therefore, be it Resolved, that the IURA hereby allocates $41,378 from the 2017 Action Plan’s CHDO set-aside reserve to INHS as a development subsidy to undertake the 828 Hector Street affordable homeownership project as a CHDO set-aside activity. j:\community development\admin files\agendas\nic\2017\07 - july\resolution - inhs chdo project at 828 hector street.doc  IURA Grants Summary July 2017 ON TOTAL # SCHEDULE UNEXPENDED HUD ENTITLEMENT ACTIVITIES SPONSOR BUDGET EXPENDED UNEXPENDED % SPENT 2014 CDBG Activities 2911 ok Unallocated 2014 CDBG13, 19 IURA 21,750.57 21,749.57 1.00 99.995% Total 21,750.57 21,749.57 1.00 100% 2015 CDBG Activities 2521 complete 1.0 Hancock Street INHS 250,403.50 250,403.50 0.00 100% 2522 complete 2.0 Mini repair INHS 35,000.00 35,000.00 0.00 100% 10 2531 complete 6.0 Temporary Ramp Loan Program Finger Lakes Ind. Center 20,000.00 20,000.00 0.00 100% 11 2532 complete 7.0 Hospitality Employment Training Program GIAC 109,372.86 109,372.86 0.00 100% 2523 complete 8.0 Work Preserve Job Training Program Historic Ithaca 87,500.00 87,500.00 0.00 100% 2524 ok 9.0 Spencer Road Sidewalks City of Ithaca 100,000.00 0.00 100,000.00 0% 2525 complete 10.0 2‐1‐1/I&R Service Human Services Coalition 20,000.00 20,000.00 0.00 100% 2526 complete 11.0 Building for the Future Southside Community Center 23,577.00 21,227.76 0.00 100% 2527 complete 12.0 Immigrant Services Catholic Charities 16,000.00 16,000.00 0.00 100% 2528 complete 13.0 A+ Tuition Assistance BJM Enrichment Program 17,410.00 17,410.00 0.00 100% 2529 complete 14.0 ReSET Job Training Expansion Finger Lakes ReUse 23,759.00 23,759.00 0.00 100% 2530 complete 15.0 CDBG Grant Administration IURA 134,329.20 134,329.20 0.00 100% 2912 ok Unallocated 2015 CDBG N/A 2,349.24 0.00 2,349.24 0% Total 839,700.80 735,002.32 102,349.24 88% 2015 HOME Activities 2511 ok 1.0 210 Hancock Street INHS 206,922.50 203,922.50 3,000.00 99% 12 2512 complete 3.0 Security Deposit Assistance Program (including Inspections) Catholic Charities 74,000.00 74,000.00 0.00 100% 2517 ok 4.0 Housing Scholarship Program Learning Web 24,600.00 7,715.99 16,884.01 31% 14, 17 2514 complete 5.0 Housing First TCAction 15,131.00 15,131.00 0.00 100% 2516 complete 16.0 HOME Grant Administration IURA 36,866.10 36,866.10 0.00 100% 18 2518 complete 18.0 First Time Home Buyers‐515 W Clinton INHS 15,000.00 15,000.00 0.00 100% 12, 14, 16, 18 2806 complete Unallocated 2015 HOME N/A 71,115.40 71,115.40 0.00 100% Total 443,635.00 423,750.99 19,884.01 96% 2016 CDBG Activities 2541 ok 3.0 LKNB Homeowner Rehab Love Knows No Bounds 36,334.72 0.00 36,334.72 0% 2542 ok 6.0 Mini repair INHS 30,000.00 16,351.92 13,648.08 55% 13 2543 ok 8.0 Work Preserve Job Training & Placement Historic Ithaca 67,500.00 19,246.18 48,253.82 29% 2544 ok 9.0 Hospitality Employment Training Program GIAC 100,000.00 74,101.77 25,898.23 74% 2545 ok 11.0 Heating System & Code Corrections DICC 22,489.00 18,699.00 3,790.00 83% 2546 ok 12.0 Advocacy Center Garage Renovation Advocacy Center 10,317.00 0.00 10,317.00 0% 2547 ok 13.0 Wading Pool Renovations GIAC 185,000.00 0.00 185,000.00 0% 2548 complete 1.0a Housing for School Success IURA 11,580.00 11,580.00 0.00 100% 2549 ok 14.0 A Place to Stay Case Management Catholic Charities 17,625.65 4,374.37 13,251.28 25% 2550 ok 8.0a Work Preserve Job Readiness Historic Ithaca 20,000.00 7,759.34 12,240.66 39% 2551 ok 15.0 Immigrant Services Catholic Charities 30,000.00 22,500.00 7,500.00 75% 2552 complete 16.0 211 Info and Referral HSC 20,000.00 20,000.00 0.00 100% 2553 ok 17.0 CDBG Admin IURA 132,274.20 75,298.52 56,975.68 57% Total 683,120.57 269,911.10 413,209.47 40% 2016 HOME Activities 2755 ok 1.0 Housing for School Success IURA 77,104.40 37,353.26 39,751.14 48% 2756 ok 2.0 Security Deposit Assistance Program (including Inspections)17 Catholic Charities 44,026.00 31,037.00 12,989.00 70% 2757 ok 4.0 304 Hector Street INHS 100,000.00 0.00 100,000.00 0% 15 2758 ok 5.0 202 Hancock Townhouses INHS 314,125.00 134,043.56 180,081.44 43% 16 2759 ok 7.0 Morris Ave Homes Habitat for Humanity 75,000.00 0.00 75,000.00 0% 2760 ok 18.0 HOME Admin IURA 32,984.10 24,845.45 8,138.65 75% 2807 ok Unallocated 2016 HOME N/A 1,611.90 0.00 1,611.90 0% Total 644,851.40 227,279.27 417,572.13 35% CDBG Spend Down Ratio (must be less than 1.5 by June 1st of each year (60 days prior to program year): CDBG Spend Down Ratio = total unexpended CDBG funds/most recent annual CDBG award ok Pre‐2017 Method: Unexpended CDBG Grant funds on Line of Credit: 0.780 NO Current Method: Total Unexpended CDBG funds: Line of Credit + CDBG Revolving Loan Fund: 1.793 Maximum Unexpended CDBG Funds to Satisfy 1.5 CDBG Spend Down Ratio 992,057 Amount Required to be Expended by 6/1 to Meet CDBG Spend Down Ratio of 1.5: 193,938 Total Unexpended HUD Entitlement Funds CDBG Activities 515,559.71 CDBG Program Income Receipted 0.00 CDBG Revolving Loan Fund Balance 670,434.64 HOME Activities 437,457.14 HOME Program Income Activites 0.00 Total Unexpended HUD Entitlement Funds 1,623,451.49 Spencer & Stone Quarry https://mail.cityofithaca.org/owa/?ae=Item&t=IPM.Note&id=RgAAA... Spencer & Stone Quarry Tim Logue Sent: Tuesday, July 25, 2017 11:41 AM To: Nels Bohn Attachments:Spencer Road 5-17.pdf (4 MB) Hi Nels, Attached are our most recent plans, which we are still modifying. We will be dropping the sidewalk and curb in front of the first house on Spencer Rd west of the intersection, next door to the Stone Quarry apartments. If we continue sidewalk in the 300 block of Spencer Rd one day (which we are studying), this segment will be included in that project. Also, there may be more work in the plans than we will ultimately do. For example, there is curbing and driveways on the east side of South Meadow Street Ext that will be somewhat expensive, but not serve much purpose at this time. I probably will pass on that work for now. We are also still working on a few details - the small retaining wall and some drainage details. Let me know if you have any questions. Tim Tim Logue Director of Engineering Services 108 East Green Street Ithaca, NY 14850 607.274.6535 "You don't choose the times you live in, but you do choose who you want to be, and you do choose how you want to think." Grace Lee Boggs (Chinese-American social justice activist and feminist, 1915-2015) 1 of 1 7/25/17, 12:27 PM  Spencer Road Sidewalk and Traffic Improvements Plans Sheet # Plan 1 Title Page 2 Spencer Rd./S. Meadow Extension Segment 3 Spencer Rd./Stone Quarry Segment 4 S. Meadow St. Extension Segment 5 S. Meadow St. Extension/Old Elmira St. Segment 6 Cross Sections – Spencer Rd. & S. Meadow St. Extension 7 Brick Paver & Mountable Curb Detail @ Spencer Rd./Stone Quarry By cpyott at 10:36 am, Jul 19, 2017  2016‐2017 Security Deposit Program: Beneficiaries Tally (11/15/16 ‐ 6/30/17) Monthly Rent Household Tenant Contract Percentage # of Security Tenant TBRA Total Hispanic/ Household Newly Months Last Name Area Median Race Household Type Paid To Bdrms Deposit Rent Subsidy Rent Latino Size Assisted of Lease Income 3 $500 $557 $0 $557 0‐30 N White 5 Single Parent Owner Yes 12 2 $500 $212 $798 $1,000 0‐30 N White 3 Two Parent Owner Yes 12 3 $750 $50 $1,100 $1,150 0‐30 Y White 3 Single Parent Owner Yes 12 2 $500 $317 $718 $1,035 0‐30 N Black/African American 3 Two Parent Owner Yes 12 2 $500 $53 $798 $835 0‐30 N Black/African American 2 Single Parent Owner Yes 12 2 $500 $641 $369 $1,010 30‐50 N White 2 Other Owner Yes 12 6 $750 $790 $810 $1,600 0‐30 N White 8 Two Parent Owner Yes 12 2 $500 $214 $759 $973 0‐30 N White 2 Single Parent Owner Yes 12 2 $500 $750 $0 $750 0‐30 N Black/African American 2 Single Parent Owner Yes 12 2 $500 $215 $535 $750 0‐30 N White 3 Two Parent Owner Yes 12 3 $750 $175 $875 $1,050 0‐30 N Black/African American 2 Other Owner Yes 12 4 $750 $293 $907 $1,200 30‐50 N White 5 Single Parent Owner Yes 12 4 $750 $1,425 $0 $1,425 0‐30 N Black/African American 5 Single Parent Owner Yes 12 1 $500 $460 $0 $460 0‐30 N Black/African American 1 Single, Non‐Elderly Owner Yes 12 3 $750 $1,200 $0 $1,200 0‐30 N Asian 6 Two Parent Owner Yes 12 1 $500 $700 $0 $700 30‐50 N White 2 Single Parent Owner Yes 12 2 $500 $396 $454 $850 0‐30 N White 2 Single Parent Owner Yes 12 2 $500 $750 $0 $750 0‐30 N White 1 Single, Non‐Elderly Owner Yes 12 2 $500 $101 $856 $957 0‐30 N White 2 Single Parent Owner Yes 12 2 $500 $50 $850 $900 0‐30 N White 2 Other Owner Yes 12 3 $750 $324 $891 $1,215 0‐30 N Black/African American 4 Single Parent Owner Yes 12 3 $750 $750 $0 $750 0‐30 N Black/African American 4 Single Parent Owner Yes 12 1 $400 $400 $0 $400 0‐30 N White 1 Single, Non‐Elderly Owner Yes 12 1 $500 $296 $643 $939 0‐30 N White 1 Single, Non‐Elderly Owner Yes 12 3 $750 $1,125 $0 $1,125 0‐30 N Black/African American 3 Single Parent Owner Yes 12 1 $500 $845 $0 $845 30‐50 Y White 1 Single, Non‐Elderly Owner Yes 12 2 $500 $50 $850 $900 0‐30 N Black/African American 2 Single Parent Owner Yes 12 3 $750 $432 $718 $1,150 0‐30 N Black/African American 4 Single Parent Owner Yes 12 1 $500 $800 $0 $800 0‐30 N Black/African American 1 Single, Non‐Elderly Owner Yes 12 2 $500 $499 $606 $1,105 0‐30 N White 2 Single Parent Owner Yes 12 2 $500 $900 $0 $900 30‐50 N White 2 Other Owner Yes 12 3 $750 $179 $1,057 $1,236 0‐30 N Black/African American 4 Two Parent Owner Yes 12 1 $500 $600 $0 $600 30‐50 N Black/African American 1 Single, Non‐Elderly Owner Yes 12 2 $500 $600 $0 $600 30‐50 N Black/African American 2 Other Owner Yes 12 2 $500 $475 $0 $475 0‐30 N White 3 Single Parent Owner Yes 12 2 $500 $263 $192 $455 0‐30 N White 1 Single, Non‐Elderly Owner Yes 12 1 $250 $583 $0 $583 0‐30 N White 2 Other Owner Yes 12 3 $750 $322 $528 $850 0‐30 N White 3 Single Parent Owner Yes 12  1 $500 $852 $0 $852 0‐30 N Black/African American 1 Single, Non‐Elderly Owner Yes 12 3 $750 $1,150 $0 $1,150 0‐30 N Black/African American 4 Single Parent Owner Yes 12 1 $500 $750 $0 $750 0‐30 N Black/African American 1 Single, Non‐Elderly Owner Yes 12 1 $500 $800 $0 $800 0‐30 N White 1 Single, Non‐Elderly Owner Yes 12 2 $500 $1,034 $0 $1,034 0‐30 Y White 2 Single Parent Owner Yes 12 2 $500 $1,025 $0 $1,025 0‐30 N White 2 Single Parent Owner Yes 12 3 $750 $950 $0 $950 0‐30 N Black/African American 4 Single Parent Owner Yes 12 # of Bdrms: 11 1‐bedroom; 19 2‐bedroom; 12 3‐bedroom; 2 4‐bedroom; 1 6‐bedroom (Avg. 2.2) Security Deposit: 1 $250; 1 $400; 29 $500; 14 $750 Tenant Rent: Avg. $563 TBRA Subsidy: Avg. $340 Total Rent: Avg. $903 Percentage Area Median Income: 38 0‐30%; 7 30‐50% Hispanic/Latino: 3 Race: 25 White; 19 Black/African American; 1 Asian Household Size: 11 1‐person; 16 2‐person; 7 3‐person; 6 4‐person; 3 5‐person; 1 6‐person; 1 8‐person (Avg. 2.6) Household Type: 22 Single Parent; 6 Two Parent; 6 Other; 11 Single Non‐Elderly