Walker Downtown Development Authority

City of Walker Walker Downtown Development Authority Agenda Fire Station #2 - Upper Level 4101 Lake Michigan Drive NW Tuesday, April 15, 2025 at 7:30 AM 1. Call Meeting to Order - Record Attendance 2. Approval of Minutes a) January 21, 2025 b) No approval is required for the minutes from the March 18, 2025 meeting, as it was deemed unofficial due to absence of a quorum. The minutes are provided for reference as notes only. 3. Business Relations Manager Updates a) Mural Policy Discussion b) Other Updates 4. Central Standale Subarea Plan Discussion a) Planning Services Contract with Rowe Professional Services Co. 5. Finance Report Update a) Proposed FY 2025 - 2026 Budget 6. Planning Updates 7. Other Business/Updates 8. Next Meeting Date and Time - Tuesday, May 20, 2025 at 7:30 AM 9. Adjournment If you have any questions or are unable to attend a meeting, please contact Page 1 of 11 Jessica Marion at 616.791.6878 Page 2 of 11  City of Walker Walker Downtown Development Authority Tuesday, January 21, 2025 7:30 AM - Fire Station #2 - Upper Level 4243 Remembrance Road NW 1. Call Meeting to Order - Record Attendance The meeting was called to order by Chair D. Brinza at 7:34 am. Members present: D. Brinza, D. Prato, D. Schmalzel, J. DeGroot, J. Banfill, and M. Grooters. Members absent: T. Hiller, R. Smith, C. Ludwick and S. Boersma. Also present: Mayor Gary Carey, DPW Director Gary Postema, and Assistant City Manager Frank Wash. 2. Introduce New DDA Members D. Brinza introduced new DDA member Jamie Banfill, Manager for Shots Grill and Shots on the River. 3. Approval of Minutes Motion by D. Schmalzel, supported by J. DeGroot, to approve the minutes of the December 17, 2024, DDA meeting. Motion carried. 4. Discuss RFP Proposals for the Standale Subarea D. Brinza stated the subcommittee met and went through all 6 RFPs received. They narrowed it down to three qualified consulting teams: McKenna, Progressive and Rowe. There was discussion held. Motion by J. DeGroot, with support by M. Grooters to have F. Wash move forward to set up interviews with the three companies. Motion Carried. 5. Business Relations Manager Updates N. DiDonato presented the updated Standale Logo with the changes requested from last months DDA meeting. Discussion held by members and staff. Motion by M. Grooters, supported by J. DeGroot, to approve the presented Standale Logo as updated. Motion carried. N. DiDonato gave a brief presentation of Placer AI comparing the trends in Standale from 2019 to 2024. She reviewed the trends of visitor traffic, demographic shifts, geographic origin, and the economic impact. She explained the visitor age group from 2019 to 2024 shifted toward the younger demographic, with 'Singles and Starters' in the age group of 18-34 years increasing from 19.7% in 2019 to 24.2% in 2024. Consumer spending decreased slightly over 5 years, which aligned with lower visitation rates. Restaurants and entertainment venues fared better in the 5 years compared to retail establishments. There was discussion held on Page 3 of 11  possible causes. The members discussed the need to recruit and attract the 'right businesses' to help attract the younger demographic. There was discussion held. 6. Planning Updates  Vista-45 plans will return to the Planning Commission in February with a revised plan.  Panda Express - is expected to submit an area plan for the lot between Aldi and the Consumers Credit Union.  Siciliano's at 3880 Lake Michigan Drive NW will have a soft opening this week. 7. Other Business/Updates D.Schmalzel stated:  The Walker Kent District Library officially closed down on Saturday. They are in the process of moving to their temporary location at the Standale Plaza which will open on February 3rd.  The DDA Special Assessment bills have gone out.  Will begin the budget process for the year. D. DeVries will be in attendance for the February or March DDA meeting to review the budget and provide some recommendations. Gary Postema stated that DPW is busy with snow removal. 8. Next Meeting Date and Time - Tuesday, February 18, 2025 at 7:30 AM 9. Adjourned Motion by D. Schmalzel, with support by D. J. DeGroot to adjourn the meeting at 8:39 AM. Motion carried. If you have any questions or are unable to attend a meeting, please contact Jessica Marion at 616.791.6878 Page 4 of 11  City of Walker Walker Downtown Development Authority Tuesday, March 18, 2025 7:30 AM - Fire Station #2 - Upper Level 4101 Lake Michigan Drive NW 1. No Quorum Present - Unofficial Meeting Members present: D. Brinza, D. Prato, D. Schmalzel, J. Banfill, and R. Smith. Members absent: T. Hiller, J. DeGroot, C. Ludwick M. Grooters and S. Boersma. Also present: City Engineer Scott Conners, Communications Manager/DDA Business Relations Manager Nicole DiDonato, Planning Director Paula Priebe, DPW Director Gary Postema, and Assistant City Manager Frank Wash. With only five members in attendance, there was not a quorum present, and no official meeting was held. No business was conducted. However, the city staff provided updates for the members present where the following topics were discussed: Nicole DiDonato, Business Relations Manager:  Introduced Katy Meverden who is the branch manager for Consumers Credit Union on Wilson Avenue in Standale and the secretary for the Walker Chamber. K. Meverden expressed her interest in seeing collaboration between the chamber, the DDA and with local businesses. There was discussion held.  Gave a demonstration of Placer AI system and how it can provide a 'Void Analysis' which can identify potential tenants.  Stated that the bands are already booked for the Summer Concert Series this year. She was able to book Brena for June, Los Parientes De Durango for July and The 6 Pack for August. She stated she will be working with local businesses to promote the local concert series for the week leading up to the concerts.  Reviewed the new Standale logoed banners with the members present. Assistant City Manager, Frank Wash stated that they interviewed three firms who responded to the RFP for the Central Standale Subarea Plan. He stated that they were asked to produce a one-page reference document of what they provided in their bid proposal for the interview, which F. Wash provided to the DDA members present. F. Wash stated that after conducting the interviews their recommendation would be to move forward with Rowe Professional Services. There was discussion held. The members present were in favor of moving forward with Rowe. However, without a quorum present the DDA members could not take action. Planning Director Paula Priebe stated that the Vista-45 project is moving forward. In February, the Planning Commission approved the Vista-45 PASP and made a recommendation on zoning. The City Commission had the first reading of the property rezoning ordinance in early March and the second reading will be next week Monday. 2. Next Meeting Date and Time - Tuesday, April 15, 2025, at 7:30 AM If you have any questions or are unable to attend a meeting, please contact Jessica Marion at 616.791.6878 Page 5 of 11  Contract for Planning Services Strategic Planning Consultant Walker, MI THIS AGREEMENT, entered into this 27th day of March, 2025, by and between the Downtown Development Authority of the City of Walker, hereinafter referred to as the "Client", and ROWE Professional Services Company, hereinafter referred to as the "Planner'. The Client has the following project, hereinafter referred to as the "Project": Assist the Standale Downtown Development Authority of the City of Walker with creating a Central Standale Subarea Plan. The Client and the Planner, in consideration of the mutual covenants hereinafter set forth, agree as follows in regard to the Scope of Services of Planner in the Project: — Basic Services Section 1 of the Planner A. Scope of Services: The Planner will perform the services described in the Planners Proposal, dated December 12, 2024 (hereinafter the “Services"). A copy of the Proposal is attached and incorporated into this Agreement as ExhibitA. B. General: 1. The Planner agrees to perform the Services in a timely manner, consistent with Standard of Care for Page 6 of 11 the Project. Ifthere is a written schedule that applies to the Services, it will be identi?ed in_Exhibit A, or in a separate written document agreed to by both the Client and Planner. The Planner agrees to serve as the Client's representative with respect to the Scope of Services to be performed under this Agreement. Planner shall have complete authority to provide direction, transmit instructions, receive and review information, interpret and de?ne Client‘s policies and decisions with respect to the work covered by this Agreement. — Section 2 Additional Services of the Planner A. General: If authorized in writing by the Client, the Planner will perform additional services of the following types which will be paid for by the Client as indicated in Paragraph 5.8. 1. Additional services due to changes in the general scope of the Project. 2. Additional services due to unforeseen or hidden conditions. 3. Additional services agreed upon between the Consultant and the Client. — Section 3 Client's Responsibilities A. General: 1. Provide full information as to its requirements for the Project. 2. Provide the Planner with all available information pertinent to the Project, including previous reports 4915-1279-9534, 3. within v. documents Examine Provide Scope the applications 4. of all agreed Services. studies, documents presented 2application ofaccess permit and reports, by Planner fees forupon the andto time the charges. secure to enter Project. estimates, upon The for the sketches, frame Planner. approvals Clientand lands as hall required permits. peci?cations, infor Client writing Planner the The render Provide the is responsible with drawings, Planner‘s for pertaining performance proposals, assistance decisions other payment preparing in and of thereto the  5. Provide reasonable legal. accounting, and insurance counseling services for the Project. 6. Obtain approval of governmental authorities having jurisdiction overthe Project. 7. Furnish.or direct the Planner to provide. at the Client's expense. necessary additional services as stipulated in Section 2 of this Agreement. or other services as required. 8. Give prompt written notice to the Plannerwhenever the Client observes or otherwise becomes aware of any defect or suspected defect in the Project. Decisions and direction from the Client shall be provided in a timely manner.to not delay the Scope of Services forthe Project. Section 4 - Period of Service A. General: 1. The Planner will commence performing the Scope of Sen/ices afterthis Agreement is signed by the Client and the Client has provided written authorization to proceed. 2. The Services shall be considered complete when Services described in Exhibit A have been completed. — to the Planner Section 5 Payments A. Payments for Basic Services of the Planner Under Section 1: 1. The Client willpay the Plannerfor the Services and reimbursable expenses indicated in Exhibit A. Page 7 of 11 2. The payment for the Services, including reimbursable expenses. as de?ned above shall be allocated to be paid monthly. as the Services progress. Payments are due within 30 days of the invoice date. Outstanding invoices in excess of 30 days will be subject to interest incurred at a rate of1,5 percent per month. There is a 5 percent convenience fee on all amounts paid by the Client using a credit card. B, Payment for Additional Services of the Planner Under Section 2: 1. The Client will pay the Planner for additional services within 30 days of the invoice date for the applicable additional services. C. General: 1. Ifthis Agreement is terminated after completion ofany phase of the Planner's Services. the progress payments to be made in accordance with Paragraph 5.A.1 and 5.A.2 on account of all prior phases completed shall constitute total payment for the Services rendered. it this Agreement is terminated during any phase of the Services. payment shall be made for Services performed prior to termination on the basis of the portion of each phase completed. 2. If. prior to termination of this Agreement. any Services designed or speci?ed by the Planner during any phase of the Services are suspended in whole or in part or abandoned not due to any fault of the Planner. after written notice from the Client, the Planner shall be paid for Services performed prior to receipt of such notice from the Client as provided in Paragraph 6A for termination during any phase of the Services. 3, Where the Planner utilizes subconsultants to perform a portion of the Services, and the subconsultants directly invoices the Planner. the subconsultants‘ invoices will be marked up by 15 — Section This 6 Termination: 4915-1279-9534. A. v. 2 Agreement notice. General Ifthis Agreement may Conditions be isterminated by t either so terminated. he Planner party forshall any bereason paid as or no provided Paragraph reasonin upon 5.6. written 14 days  B. Ownership: All documents. except those provided by the Client. including Rowe‘s estimates, speci?cations, ?eld notes, and data are and remain the property of the Planner as Instruments of Service, The Client shall be provided a set of reproducible drawings and copies of other documents and the Planner grants to the City a perpetual. irrevocable right and license to use and reproduce all drawings, documents, records, and other instruments cfservioe produced on behalf of the City pursuant to this Agreement. C. Insurance: The Planner shall secure and maintain Commercial General Liability. Auto.Workers' Compensation. and Professional Liability insurance while performing the Services under this Agreement The Client shall secure and maintain insurance to protect the Project and its operations from loss or damage both during and after construction. D. Successors and Assigns: The Client and the Planner each binds themselves and any partners, successors, executors. administrators. permitted assigns, legal representatives and assigns to the other party of this Agreement and to the partners. successors, executors. administrators permitted assigns. legal representatives and assigns of such other party, in respect to all covenants of this Agreement. Neither the Client nor the Plannershall assign. sublet, or transfer their interests in this Agreement without the written consent of the other party, in respect to all provisions of this Agreement. Page 8 of 11 E. Independent Contractor: It is understood and agreed that the Planner is an independent contractor and is not an employee or agent of the Client. F. Non-Discrimination: The Planner its subconsultants shall not discriminate against any employees or applicant for employment to be employed in the performance of this Contract with respect to his or her hire, tenure. terms. conditions.or privileges of employment. G. Standard of Care: The Planner shall perform the Services in a manner consistent with that degree of care and skill ordinarily exercised by members of the same profession currently practicing under similar circumstances at the same time and in the same or similar locality. H. Project Information: Planner shall be entitled to reasonably rely on the accuracy and completeness of services and information furnished by the Client and others through the Client. These services and information include.but are not limited to, surveys, tests, reports. diagrams. drawings. and legal information. L Applicable Law: The terms of this Agreement shall be governed by the laws of the State of Michigan. in the event a provision of this Agreement is rendered unlawful.the remaining terms and provisions shall remain in e?ect — 49154 Section the individual and/or risks It notis Client intended associated asserted 7 subject employees, agrees 27943534.Corporate thebyV. 2 with only the thatparties this against of?cers Plannei’s Project. individual asProtection the tothe or this Agreement Planner, Client‘s sole and employees. directors. that the Planner exclusive and or anything claim, services directors remedy. notwithstanding of?cers a Michigan to anyand corporation, not any connection the in topersonal any or suit with legal contrary against demand shall be exposure contained of the for the shall directed Consultant‘s Projectherein. Therefore.  — Section 8 Special Provisions The Client and the Planner mutually agree that this Agreement shall be subject to the following special provisions which, together with the remaining provisions hereof, and the exhibits hereto, represent the entire Agreement between the Client and the Planner concerning the subject matter hereof and supersedes all prior negotiations. representations or agreements, either written or oral, concerning such subject matter. This Agreement may be amended only by written instrument signed by both the Client and the Planner. NONEt — Section 9 ENTIRE AGREEMENT This Agreement, comprising pages 1 through 25 of the Strategic Planning Consultant Proposal is the entire Agreement between the Client and the Planner lt supersedes all prior communications, understandings and agreements, whether oral or written. Both parties have participated fully in the preparation and revision of this Agreement, and each party and its counsel have reviewed the ?nal document Any rule of contract construction regarding ambiguities being construed against the drafting party shall not apply in the interpreting of this Agreement, including any Section Headings or Captions Amendments to this Agreement must be in writing and signed by both the Client and the Planner. IN WITNESS WHEREOF, the parties hereto have made and executed this Agreement the day and year ?rst above written, By signing below, you represent that you are fully authorized to enter into the terms of this Page 9 of 11 Agreement. Client: Planner: Downtown Development Authority of the City of Walker ROWE Professional Services Company s=gue_d Jonas byBrandon Brandon Jon s'? u‘iééii’t’giz?’stiim D 2025.03 27 “13.0604‘00‘ ‘ Signature Signature Brandon Jonas, Planner ||| D?zag‘. gowanzl-ZL g7; Mini/414 Typed Name and Title Typed Name and Title 4915-1279-9534, v. 2  CITY OF WALKER DRAFT 2(B26) 04/11/2025 2025/2026 PROPOSED BUDGET DDV For Walker DDA Board Review Proposed Amendmt 2022-2023 2023-2024 2024-2025 2024-2025 2024-2025 2024-2025 2025-2026 ACTIVITY ACTIVITY ORIGINAL AMENDED ACTIVITY PROJECTED DEPT REQUESTED GL NUMBER DESCRIPTION BUDGET BUDGET THRU 04/10/2025 THRU 06/30/2025 BUDGET DOWNTOWN DEVEL AUTHORITY (DDA) DDA - FUND 248 REVENUES PROPERTY TAXES 248-000-404.000 PROPERTY TAX COLLECTIONS 669,142 688,087 720,000 735,000 735,706 735,000 770,000 TOTAL PROPERTY TAXES INTEREST EARNINGS 248-000-665.000 INTEREST ON INVESTMENTS 31,727 121,052 25,000 100,000 84,008 100,000 85,000 TOTAL INTEREST EARNINGS OTHER REVENUES 248-000-684.900 TRANSFER FROM FUND EQUITY 0 0 0 (590,316) 0 0 0 248-000-693.900 SALE OF PROPERTY 805,000 0 0 0 0 0 0 TOTAL OTHER REVENUES 805,000 0 0 (590,316) 0 0 0 TOTAL REVENUES 1,505,869 809,139 745,000 244,684 819,714 835,000 855,000 EXPENDITURES ROUTINE EXPENSES 248-572-705.000 SALARIES - DDA 0 9,477 39,000 39,000 31,054 39,000 40,000 Page 10 of 11 248-572-712.000 FICA EXPENSE - PAYROLL TAX 0 725 2,984 2,984 2,314 2,984 3,060 248-572-713.000 EMPLOYEE INSURANCE-HEALTH/DENTAL/LIFE/DISABILITY 0 0 7,700 7,700 3,753 3,800 4,500 248-572-713.100 RETIREMENT HEALTH SAVINGS CONTRIBUTION 0 190 800 800 598 800 850 248-572-714.000 PENSION EXP-401A DEFINED CONTRIBUTION 0 758 3,200 3,200 2,391 3,150 3,300 248-572-727.000 OFFICE SUPPLIES 0 0 100 100 486 500 500 248-572-807.400 M45 TUNNEL MAINTENANCE 7,548 8,833 10,000 10,000 5,354 8,000 15,000 248-572-826.000 DDA LEGAL EXPENSES 8,255 1,855 15,000 15,000 0 5,000 15,000 248-572-827.100 ENGINEERING SERVICE 0 0 5,000 5,000 0 0 2,000 248-572-894.000 SPECIAL EVENTS/PROMOTIONAL 200 2,261 2,000 2,000 9,016 6,000 10,000 - Banners 248-572-934.000 REPAIRS & MAINTENANCE 0 1,497 0 0 0 0 0 - Covered in Fund 251 248-572-938.200 SPECIAL ASSESSMENTS-STREETSCAPE 2,356 2,356 2,400 2,400 2,356 2,356 2,600 248-572-956.150 COMPUTER SOFTWARE MAINT FEES 0 11,500 13,000 13,000 12,075 13,000 13,000 - 50% of Placer AI 248-572-961.000 TRAINING/CONFERENCES 0 1,275 1,200 1,200 750 800 1,400 248-572-961.100 MEMBERSHIPS & DUES 0 300 300 300 250 250 300 248-572-964.100 PROP TAX REFUNDS-MTT/STC ORDER CHANGES 0 0 2,000 2,000 0 0 1,000 248-572-984.020 DEVELOPMENT PLAN PROJECTS 44,460 221,482 50,000 1,500,000 1,371,876 1,496,876 100,000 - Planning for Property behind Station #2 TOTAL ROUTINE EXPENSES 62,819 262,509 154,684 1,604,684 1,442,273 1,582,516 212,510 BOND DEBT 248-572-991.270 PRINCIPAL - 2017 REFUNDING BOND 180,000 0 0 0 0 0 0 - Last payment in May 2023 248-572-994.270 INTEREST - 2017 REFUNDING BOND 4,370 0 0 0 0 0 0 - Last payment in May 2023 TOTAL BOND DEBT 184,370 0 0 0 0 0 0 TOTAL EXPENDITURES (247,189) (262,509) (154,684) (1,604,684) (1,442,273) (1,582,516) (212,510) TOTAL REVENUES 1,505,869 809,139 745,000 244,684 819,714 835,000 855,000 TOTAL EXPENDITURES (247,189) (262,509) (154,684) (1,604,684) (1,442,273) (1,582,516) (212,510) NET REVENUES OVER/(UNDER) EXPENDITURES - FUND 248 (GL#248-000-684.900) 1,258,680 546,630 590,316 (1,360,000) (622,559) (747,516) 642,490 FUND BALANCE SUMMARY (Fund 248 - DDA (Downtown Development Authority) This Fund receives its revenue from the capture of property tax June 30, 2024 Audited Fund Balance 3,175,803 Fiscal Year 2024/25 Budgeted Revenues Over Expenditures 590,316 Fiscal Year 2024/25 Budgeted Amendments (1,360,000) June 30, 2025 Projected Fund Balance 2,406,119 Fiscal Year 2025/26 Budgeted Revenues Over Expenditures 642,490 June 30, 2026 Projected Fund Balance 3,048,609 Page 1  CITY OF WALKER DRAFT 2(B26) 04/11/2025 2025/2026 PROPOSED BUDGET DDV For Walker DDA Board Review Proposed Amendmt 2022-2023 2023-2024 2024-2025 2024-2025 2024-2025 2024-2025 2025-2026 ACTIVITY ACTIVITY ORIGINAL AMENDED ACTIVITY PROJECTED DEPT REQUESTED GL NUMBER DESCRIPTION BUDGET BUDGET THRU 04/10/2025 THRU 06/30/2025 BUDGET DDA STREETSCAPE MAINTENANCE FUND Fund 251 REVENUES SPECIAL ASSESSMENT REVENUES 251-000-454.000 CURRENT REVENUE-SAD PRINCIPAL 129,484 119,600 128,800 128,800 117,000 134,000 159,000 251-000-474.000 INTEREST ON SAD ROLLS 634 1,137 600 600 60 600 600 TOTAL SPECIAL ASSESSMENT REVENUES 130,118 120,737 129,400 129,400 117,060 134,600 159,600 INTEREST EARNINGS 251-000-665.000 INTEREST ON INVESTMENTS 2,125 4,260 3,500 3,500 2,259 2,900 2,500 TOTAL INTEREST EARNINGS 2,125 4,260 3,500 3,500 2,259 2,900 2,500 OTHER REVENUES 251-000-676.100 REIMBURSEMENT-PROPERTY DAMAGE REPAIR 8,144 0 0 0 0 0 0 251-000-684.900 TRANSFER FROM FUND EQUITY 0 0 0 65,675 0 0 0 TOTAL REIMBURSEMENTS 8,144 0 0 65,675 0 0 0 TOTAL REVENUES 140,387 124,997 132,900 198,575 119,319 137,500 162,100 EXPENDITURES Page 11 of 11 Dept 463 - ROUTINE EXPENSES 251-574-730.000 POSTAGE 150 50 75 75 48 48 60 251-574-807.200 LANDSCAPING - CONTRACTED MAINTENCE 64,330 88,104 95,000 95,000 56,597 90,000 95,000 251-574-807.500 FIBER LINE MISS DIGG STAKINGS/MAINT 0 0 0 3,000 0 0 3,000 251-574-920.100 UTILITIES - ELECTRIC 2,548 2,306 3,500 3,500 3,381 3,800 3,500 251-574-920.350 UTILITIES - WATER - IRRIGATION 16,373 21,584 24,000 24,000 9,241 21,000 24,000 251-574-934.000 REPAIRS & MAINTENANCE 695 1,387 3,000 3,000 0 2,000 3,000 251-574-934.050 REPAIRS & MAINT - STREETLIGHTS 1,359 666 7,500 7,500 0 0 5,000 251-574-934.100 REPAIRS & MAINT - IRRIGATION 8,249 23,442 20,000 20,000 3,443 20,000 35,000 - add maintenance contract 251-574-962.100 REIMBURSEMENT-CITY INCURRED EXPENSES 29,227 22,762 35,000 35,000 0 30,000 30,000 - includes equipment rental 251-574-976.495 EQUIPMENT PURCHASE-SIDEWALK PLOW 0 0 10,500 10,500 10,066 10,066 0 TOTAL ROUTINE EXPENSES (122,931) (160,301) (198,575) (201,575) (82,776) (176,914) (198,560) TOTAL EXPENDITURES (122,931) (160,301) (198,575) (201,575) (82,776) (176,914) (198,560) TOTAL REVENUES 140,387 124,997 132,900 198,575 119,319 137,500 162,100 TOTAL EXPENDITURES (122,931) (160,301) (198,575) (201,575) (82,776) (176,914) (198,560) NET REVENUES OVER/(UNDER) EXPENDITURES - FUND 251 (GL#251-000-684.900) 17,456 (35,304) (65,675) (3,000) 36,543 (39,414) (36,460) FUND BALANCE SUMMARY (Fund 251 - DDA Streetscape Maintenance) This fund receives its revenue from special assessments. June 30, 2024 Audited Fund Balance 126,021 Special Assessment District 205 was established Fiscal Year 2024/25 Budgeted Revenues Over Expenditures (65,675) in December 2022 for a 20 year term (through 2042) Fiscal Year 2024/25 Budgeted Amendments (3,000) June 30, 2025 Projected Fund Balance 57,346 Fiscal Year 2025/26 Budgeted Revenues Over Expenditures (36,460) June 30, 2026 Projected Fund Balance 20,886 Do we need to consider a transfer in from DDA Fund 248 as capped SAD amount is lower than annual expenses Page 2